วันอาทิตย์ที่ 8 เมษายน พ.ศ. 2555

How to Calculate the Value of Your Scrap Gold

The value of gold jewelry is typically based on two factors; the value of gold and the artistic value of the jewelry. These two factors combined make up the total value of a piece of gold jewelry.

When a person buys a piece of gold jewelry at a department store or a jeweler, they often pay two or three times more than the price of gold. For example, a bracelet may have $50 worth of metal, but it sells for $150. In contrast, when you sell your broken or unwanted scrap gold, you are paid only for the precious metal, not the artistic value of the jewelry. This is because the typical precious metal dealer is buying the jewelry for scrap, and it will soon be melted down in to bars of gold.

Gold is a commodity traded in the commodities markets. The price of gold is set by the supply and demand of millions of people buying a selling gold. Looking at the London PM Fix price, you can see that the price of gold is at an all time high. Back in 1976 one troy ounce of bullion sold for as little at $150.

The commodity held its value of around $400 an ounce for two decades, until at the turn of the century when gold prices started to skyrocket; up from $400 to well over $1400 an ounce in 2011. If you've been holding old or broken jewelry in the back of your jewelry box, there has never been a better time to sell.

Step 1
The first step to calculating the value of your scrap gold is to find the current value of gold. You can simply search Google for the phrase "spot gold". You'll find that Kitco offers the information you are looking for.

Step 2
You will need to sort your items based on the purity. Put your 10k in one pile, your 14k gold in another pile, and so on. You can typically find markings on the inside of rings, on the clasp of necklaces and bracelets, on the posts of earring, etc.

What do the different markings on my jewelry mean?

Real Gold - 8K, 9K, 10K, 14K, 14KP, 18K, 22K, 24K,.585,.417,.750
Plated Gold - Marked 1/20 12K GF, HGE, EP, Avon, Monet, or no markings

24k gold is pure, while all the other varieties have some percentage of non-precious metal mixed into the alloy. To calculate the purity, divide the marking by 24. For example, a bracelet marked 14k has a purity of 14/24 or 58.5%. A ring marked 10k has a purity of 10/24 or 41.7%.

Step 3
Now you know the price of gold and the purity of your jewelry. The next step is to find the weight of your jewelry. You'll want to use kitchen scale or mail scale to weigh your jewelry. You will need to convert the weight into troy ounces to calculate the value. There are 31.1 grams per troy oz and 1.1 regular ounces per troy oz. (Don't worry, there are examples at the end of this article)

Step 4
One last factor that plays a role is the percentage of the value you can actually obtain. If you were a refiner with a smelting plant and a list of customer orders for gold bars, you could sell you gold for 100% of spot value. If you are a precious metals dealer who works with refiners, you can sell your gold for about 95% of spot value. However, you as a consumer should expect to receive anywhere from 20% up to 65% of spot value.

Your local pawn shop and a few of the big name online buyers will try to pay as little as 20% of spot value. Your typical online gold buyer will usually pay 50% of spot value. Some of the better online buyers will pay as much as 65% of spot value. You definitely want to get a personal reference to get the best price!

Step 5
The last step is to do the math. Let's do some examples.

You have a 10k class ring weighing 17 grams and today's spot price is $1425 per troy oz.
$1425 * 10k/24k * 17/31.1 * 65% is $295

You have a set of 22k earrings weighing 0.1 oz on your kitchen scale and spot price is $1465 per troy oz.
$1465 * 22k/24k * 0.1/1.1 * 50% is $61

You have a 14k Herringbone necklace weighing 0.6 oz and spot price is $1385
$1385 * 14k/24k * 0.6/1.1 * 55% is $242

You have a 24k gold charm weighing 8 grams and the price of gold is $1412 per oz
$1412 * 24k/24k * 8/31.1 * 60% is $218

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วันพฤหัสบดีที่ 5 เมษายน พ.ศ. 2555

วันจันทร์ที่ 2 เมษายน พ.ศ. 2555

How to Measure Employee Engagement - Gallup's 12 Questions (Q12)

Measuring Employee Engagement

How happy and productive are you at work? Some people love where they work and their boss. Unfortunately, that is not the case for the majority of workers.

A major reason that clients seek my help with executive coaching is better work/life balance. A great number of the lawyers I coach struggle with having a life and a legal career. My accountant coaching clients are now gearing up for tax season and you can feel the stress begin to build.

It's hard to be fully engaged and perform at a high level unless the work environment supports your success. Are you fully engaged and supported at work?

Since 1997 the Gallup Organization has surveyed approximately 3 million employees in three hundred thousand work units within corporations. This survey consists of 12 questions which are called the Q12 that measures employee engagement on a five-point scale indicating weak to strong agreement. The analyses of survey results show that those companies with high Q12 scores experience lower turnover, higher sales growth, better productivity, better customer loyalty and other manifestations of superior performance.

12 Questions (Q12) of the Gallup Organization:

1. Do you know what is expected of you at work?

2. Do you have the materials and equipment you need to do your work right?

3. At work, do you have the opportunity to do what you do best every day?

4. In the last seven days, have you received recognition or praise for doing good work?

5. Does your supervisor, or someone at work, seem to care about you as a person?

6. Is there someone at work who encourages your development?

7. At work, do your opinions seem to count?

8. Does the mission/purpose of your company make you feel your job is important?

9. Are your associates (fellow employees) committed to doing quality work?

10. Do you have a best friend at work?

11. In the last six months, has someone at work talked to you about your progress?

12. In the last year, have you had opportunities at work to learn and grow?

The Q12 items are protected by copyright of The Gallup Organization, 1992-2004.

How would you answer these questions? Are people at your workplace fully engaged and aligned with the company strategy and vision.

Working with a seasoned executive coach trained in emotional intelligence and incorporating leadership assessments such as the BarOn EQi and CPI 260 can help leaders at your workplace develop emotional intelligence and social intelligence competency and become more fully engaged.

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วันศุกร์ที่ 30 มีนาคม พ.ศ. 2555

Make a Netted Bracelet 2

www.beadsunlimited.co.uk make a netted bracelet. Jane uses our fabulous faceted Czech glass beads to make this glamorous elasticated bracelet. To find all the items shown: www.beadsunlimited.co.uk

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วันพุธที่ 28 มีนาคม พ.ศ. 2555

Jennifer Perkins Resin Bracelet How-to, Threadbanger

Come along on a resin bracelet journey with Jennifer Perkins! And if you haven't do so yet, go buy her book already! It will rock your DIY socks off. Buy Jen's Book!- www.amazon.com

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วันพฤหัสบดีที่ 22 มีนาคม พ.ศ. 2555

Choosing the Perfect Pair of Glasses

A lot of people choose thin metal-rimmed glasses, believing that they are "near invisible", in the hopes that others won't notice them. Glasses will either look sterile and functional, or they will look like a fashion accessory. With the exception of aviator-type frames, most metal-rimmed glasses look like the former. The face is your body's focal point; therefore, your image is profoundly impacted by your eyeglasses.

Two things to take into consideration when choosing glasses as a fashion accessory are your eye color and your hair color. Frames can be chosen to enhance either or both. Certain colors for eyeglass frames can make green eyes look greener and brown hair look browner.

Generally, people never think of enhancing their hair color when they are choosing eyeglass frames. Occasionally, a person with silver hair will purposely select silver frames, but beyond this, not much thought is given to this connection. People with grey hair actually tend to wear gold-rimmed glasses, which is similar to wearing silver necklace with a gold bracelet.

There are several colors that may, unsuspectingly, drain color from the eyes. Individuals with blue eyes often select frames in some shade of blue, thinking that they will intensify the color of the eyes. Most often, however, the glasses compete with the eye color and make them appear less vivid. For technical reasons, wearing frames in a contrasting color will result in the eye color being intensified. Blue-eyed people, for example, should wear glasses in the red family, such as burgundy or rust, to enhance your eye color.

Choosing Glasses to Enhance Eye Color

Green Eyes: Colors from the yellow or purple families will intensify green eyes. Bright yellow glasses could go over the top, however. Green frames can sometimes accentuate green eyes, but usually not as effectively as purple ones. Recommendations: Mauve, orchid, lavender, periwinkle, purple, violet, red-violet, eggplant, jade green, racing green, emerald green.

Blue Eyes: Pick any color in the red or orange family, as these complementary colors will enhance your blue eye color. Blue frames are a possibility, but make a comparison with red frames to make certain the blue ones do not compete with the eyes for attention. Recommendations: True red, watermelon red, cherry red, fuchsia, magenta, burgundy, coral, apricot, brick, rust, Chinese red. Tones of blue that are compatible with your wardrobe could also be tested.

Brown Eyes: Purples and greens usually make brown eyes look their loveliest. However, you have a wide variety of colors from which to choose. You can wear black frames, horn-rimmed frames or even translucent frames. In general, to make the eyes look darker, choose eyeglass frames in a pale color. Dark purples and greens always look elegant with brown eyes. Recommendations: Plum, purple, violet, lavender, racing green, jade green, horn, emerald.

Grey Eyes: In order to make the eyes appear their palest, choose eyeglass frames in a dark color. These cool, mysterious eyes are the most beautiful when they appear to be quite pale. Recommendations: Black, charcoal black, deep burgundy, midnight blue, deep purple.

Hazel Eyes: Hazel eyes, like chameleons, tend to change color. They sometimes appear green or yellow, or even varying shades of brown. In general, to make the eyes look greener, try purples, violets or greens. To bring out brown tones, try horn-rimmed glasses. To bring out the yellow or gold tones, use deep shades of purple or violet. Recommendations: Violets, red-violets, purples, plum, horn, greens, blue-greens.

Choosing Glasses to Enhance Hair Color

Blonde Hair: Eyeglass frames in a dark color will lighten blonde hair. You can try wearing dark purples for green or hazel eyes, deep burgundy for blue eyes, or dark horn for brown eyes. Recommendations: Black or a dark color that will also enhance the eye color (see preceding portion of this chapter) at the same time.

Red Hair: Choosing eyeglass frames in shades of blue, green or blue green can complement red hair. Make sure the frames harmonize with your wardrobe, as well. Purples are also quite dramatic with red hair. Recommendations: Royal blue, Chinese blue, cobalt, turquoise, emerald, jade, bottle green, lavender, violet, purple.

Black Hair: Choose colors from the red-family to accent the natural blue undertones of true black hair. To make the hair appear darker, choose frames in a pale color, including pewter and various shades of white. Recommendations: Burgundy, black, red, fuchsia, white, greens, purples, blues.

Brown Hair: Shades of brown can range from mousy brown to deep chestnut. To make the hair appear darker, choose frames in a pale color that enhances your eyes (see above). To make the hair appear lighter, choose dark colors that enhance the eye color. Red tones will be enhance by blues or greens.

Grey Hair: Endless shades of "grey hair" exist, from partially grey to silver grey. The moment hair becomes noticeably grey, it is important to avoid brown or yellow frames. This includes gold, horn and mock tortoise shell, since these colors will dull the grey tones in the hair. Silver frames call attention to grey hair, particularly when the hair is only partially grey. Silver-grey hair will look more platinum and less grey with dark colors such as black, navy or midnight blue. Light colored frames can make previously dark hair, which is lighter due to greying, look darker.

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